Several employers provide employees with the option of Flexible Spending Accounts (FSAs) or Health Savings Account (HSA), also known as cafeteria plans. These are elective, supplementary insurance savings plans. The purpose of these plans is to enable individuals to save money in a pre-tax account, specifically designated for covering additional medical expenses like massage therapy and physical therapy. Verify your eligibility for this program by consulting with your workplace benefits administrator. Typically, FSAs can be utilized alongside cash payments to help reduce costs on your behalf.